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United Airlines Transfer Partners | MileagePlus Points Guide

Which credit cards transfer to United Airlines MileagePlus?

Looking to transfer points to United Airlines?

United MileagePlus is one of the most accessible frequent flyer programs for flexible points earners; not one, but two major transferable currency partners offer direct 1:1 transfers into the program, making it easier than ever to top up your miles balance and book award flights across a massive global network.

Chase Ultimate Rewards has been a United transfer partner for years, making it one of the most well-established pathways to MileagePlus miles. More recently, Bilt Rewards joined as the second major transfer partner, giving renters and homeowners an additional route to earning United miles through everyday spending.

This guide explains United Airlines transfer partners, transfer rules, eligible cards, and the best ways to maximize your miles.

Frissítve 2026. augusztus 17. · 6 min read

United Airlines

Fontos tudnivalók

Primary partner
Chase Ultimate Rewards
Secondary partner
Bilt Rewards
Átváltási partnerek

Credit Cards That Transfer to United Airlines MileagePlus

Chase Ultimate Rewards

Átváltási arány1:1

Chase Ultimate Rewards is the primary and most popular transferable currency partner for United MileagePlus, allowing direct 1:1 transfers from Ultimate Rewards points. This is widely considered one of the strongest reasons to hold a premium Chase credit card, and United is consistently one of the most-used Chase transfer partners.

Eligible Chase Cards (1:1 Transfers)

  • Chase Sapphire Preferred® Card
  • Chase Sapphire Reserve®
  • Chase Sapphire Reserve® for Business
  • Chase Ink Business Preferred® Credit Card

Cash-back-only cards like the Chase Freedom Flex® and Chase Freedom Unlimited® do not transfer directly to United. However, if you hold one of the eligible premium cards above, you can first consolidate points from your Freedom cards into that account, and then transfer to United.

Transfer Details

Minimum Transfer1,000 Chase points
Transfer SpeedTypically instant; may occasionally take up to 24 hours
Transfer IncrementAll transfers must be made in increments of 1,000 points

Transfers are final and cannot be reversed — always confirm award availability before initiating a transfer.

View Chase Transfer Partners

Bilt Rewards

Átváltási arány1:1

Bilt Rewards is the second major transferable currency partner for United MileagePlus, also offering a direct 1:1 transfer. Bilt is particularly valuable for renters, as it is the only rewards program that allows members to earn points on rent payments with no transaction fees.

Eligible Bilt Cards (1:1 Transfers)

  • Bilt Mastercard® (original Wells Fargo-issued card, available to existing cardholders)
  • New Bilt credit cards issued by Cardless (launched February 7, 2026)

Transfer Details

Minimum Transfer1,000 Bilt Points (for Silver, Gold, or Platinum Bilt status members); 2,000 Bilt Points for Blue status members
Transfer SpeedTypically instant; allow up to 48 hours in some cases
Transfer IncrementAll transfers must be made in increments of 1,000 points

Transfers are final and cannot be reversed.

View Bilt Transfer Partners
Korlátozott használat

Secondary Transfer Option (Limited Use)

Marriott Bonvoy

Átváltási arány3:1

(with a special 10,000-mile bonus for every 60,000 points transferred — higher than the standard 5,000-mile bonus offered to most other airlines, due to United's preferred partnership with Marriott Bonvoy.)

Marriott Bonvoy offers a secondary path into MileagePlus, but the lower ratio and transfer time make it best reserved for specific situations rather than everyday transfers.

Transfer Details

Minimum Transfer3,000 Bonvoy points
Transfer TimeTypically 1–7 days

Best used for:

  • Topping up miles when just short of an award
  • Completing a redemption rather than as a primary earning strategy

IHG One Rewards

Átváltási arányVaries

IHG One Rewards allows point transfers to United MileagePlus with variable ratios; check IHG's current terms before transferring.

Transfer Details

Transfer TimeTypically 1–7 days

Best used for:

  • Topping up miles when just short of an award
  • Completing a redemption rather than as a primary earning strategy

World of Hyatt

Átváltási arányVaries

World of Hyatt allows point transfers to United MileagePlus with variable ratios; check Hyatt's current terms before transferring.

Transfer Details

Transfer TimeTypically 1–7 days

Best used for:

  • Topping up miles when just short of an award
  • Completing a redemption rather than as a primary earning strategy

Wyndham Rewards

Átváltási arányVaries

Wyndham Rewards allows point transfers to United MileagePlus with variable ratios; check Wyndham's current terms before transferring.

Transfer Details

Transfer TimeTypically 1–7 days

Best used for:

  • Topping up miles when just short of an award
  • Completing a redemption rather than as a primary earning strategy

Other hotel partners

Átváltási arány

Choice Privileges Rewards, Accor Live Limitless, Best Western, and Shangri-La Circle also allow point transfers to United MileagePlus.

Best used for:

  • Topping up miles when just short of an award
  • Completing a redemption rather than as a primary earning strategy
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Programs That Do NOT Transfer to MileagePlus

Several major rewards programs do not partner with United Airlines MileagePlus:

  • American Express Membership Rewards
  • Capital One Miles
  • Citi ThankYou Points

If you are researching which cards transfer to United Airlines, Chase Ultimate Rewards and Bilt Rewards are the two major flexible points options with direct 1:1 transfer paths.

Why It Matters

Strategic Context (Why This Matters)

United MileagePlus is one of the most practical airline programs for award travel, and its two flexible points transfer partners make it significantly more accessible than many competitor programs.

  • United MileagePlus is one of the most practical airline programs for award travel, and its two flexible points transfer partners make it significantly more accessible than many competitor programs.
  • United Airlines is a founding member of Star Alliance, the world's largest airline alliance, giving MileagePlus members access to 25+ partner airlines for award bookings — including ANA (All Nippon Airways), Singapore Airlines, Lufthansa, Air Canada, and many others.
  • The relationship between Chase and United runs especially deep:
  • Chase is the exclusive co-branded credit card issuer for United Airlines MileagePlus
  • United co-branded cards (Explorer, Quest, Club, and business variants) underwent a significant overhaul in March 2025
  • As of February 2026, United cardholders receive at least a 10% discount on all United award flights, while Premier elite members receive 15% or more

This positions Chase as the cornerstone financial partner behind MileagePlus, with Bilt serving as a strong secondary option — particularly for renters looking to earn miles on a previously unrewarded expense.

GYIK

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United Airlines Transfer Partners: Credit Cards | Flightpoints