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Aeroplan Transfer Partners | Air Canada Points Guide

Which credit cards transfer to Air Canada Aeroplan?

Looking to transfer points to Aeroplan?

Air Canada Aeroplan is widely regarded as one of the most valuable airline loyalty programs accessible to U.S.-based points collectors. The program combines a published, fixed partner award chart with broad Star Alliance access, generous routing rules, free stopovers for just 5,000 extra points, and partnerships with more major U.S. credit card programs than almost any other airline currency. For travelers looking to book premium cabin redemptions on Lufthansa, SWISS, ANA, EVA Air, Singapore Airlines, Turkish Airlines, or any of the other 45+ Star Alliance and non-alliance partners, Aeroplan is consistently among the most efficient programs to use.

Four major U.S. transferable points currencies transfer to Aeroplan at a 1:1 ratio — Chase Ultimate Rewards, American Express Membership Rewards, Capital One Miles, and Bilt Rewards. Aeroplan is also the only Canadian airline loyalty program with a U.S.-issued co-branded credit card (the Chase Aeroplan® Card), making it especially accessible for U.S. cardholders.

This guide explains Aeroplan transfer partners, transfer rules, eligible cards, and the best ways to maximize your Aeroplan points.

Frissítve 2026. augusztus 17. · 6 min read

Air Canada

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Primary partner
Chase Ultimate Rewards
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Credit Cards That Transfer to Air Canada Aeroplan

Chase Ultimate Rewards

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Chase Ultimate Rewards is one of the most popular and widely used transfer partners for Air Canada Aeroplan. Aeroplan is consistently ranked among the highest-value Chase transfer partners, particularly for Star Alliance premium cabin redemptions. Chase has an especially deep relationship with Aeroplan because Chase also issues the only U.S. co-branded Aeroplan credit card, and Chase Aeroplan cardholders receive an additional 10% bonus on Ultimate Rewards transfers of 50,000 points or more (capped at 25,000 bonus points per calendar year).

Eligible Chase Cards (1:1 Transfers)

  • Chase Sapphire Preferred® Card
  • Chase Sapphire Reserve®
  • Chase Sapphire Reserve® for Business
  • Chase Ink Business Preferred® Credit Card

Transfer Details

Minimum Transfer1,000 Chase points
Transfer SpeedTypically near-instant
Transfer IncrementAll transfers must be made in increments of 1,000 points
Transfer FinalityTransfers are final and cannot be reversed — always confirm award availability before initiating a transfer.

Chase regularly offers transfer bonuses to Aeroplan, including a 20% bonus running through April 30, 2026 (with an additional 10% bonus for Chase Aeroplan cardholders, bringing the effective bonus to 30%).

View Chase Transfer Partners

American Express Membership Rewards

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American Express Membership Rewards transfers directly to Air Canada Aeroplan at a 1:1 ratio. Amex is a strong pathway into Aeroplan because of the breadth of points-earning Amex cards in the U.S. market and the program's regular transfer bonus promotions. Amex has historically offered transfer bonuses to Aeroplan, and the program is one of Amex's most highly-valued airline transfer partners.

Eligible Amex Cards (1:1 Transfers)

  • American Express Platinum Card®
  • American Express® Gold Card
  • American Express® Green Card
  • The Blue Business® Plus Credit Card from American Express
  • American Express® Business Gold Card
  • The Business Platinum Card® from American Express

Transfer Details

Minimum Transfer1,000 Amex Membership Rewards points (in increments of 500 points)
Transfer SpeedTypically instant; Amex states allow up to 48 hours
Transfer FinalityTransfers are final and cannot be reversed
FeesNo U.S. federal excise tax fee applies on Amex transfers to Aeroplan
View Amex Transfer Partners

Capital One Miles

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Capital One Miles transfer directly to Air Canada Aeroplan at a 1:1 ratio. Aeroplan is widely considered one of the highest-value Capital One transfer partners, given the combination of fixed partner award pricing, free stopover allowances, and access to Star Alliance premium cabins at competitive rates. Capital One transfers to Aeroplan are typically near-instant, making the program practical for time-sensitive award bookings.

Eligible Capital One Cards (1:1 Transfers)

  • Capital One Venture X Rewards Credit Card
  • Capital One Venture Rewards Credit Card
  • Capital One Spark Miles for Business

Transfer Details

Minimum Transfer1,000 Capital One miles (in 100-mile increments above 1,000)
Transfer SpeedTypically instant or same-day
Transfer FinalityTransfers are final and cannot be reversed.
View Capital One Transfer Partners

Bilt Rewards

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Bilt Rewards transfers directly to Air Canada Aeroplan at a 1:1 ratio. Bilt is especially valuable for renters, as it remains the only rewards program that allows members to earn points on rent payments with no transaction fees — turning an expense that earns nothing in most ecosystems into a direct pathway to Aeroplan premium cabin redemptions.

Eligible Bilt Cards (1:1 Transfers)

  • Bilt Mastercard® (original Wells Fargo-issued card, available to existing cardholders through February 6, 2026)
  • New Bilt credit cards issued by Cardless (launched February 7, 2026)

Transfer Details

Minimum Transfer1,000 Bilt Points (for Silver, Gold, or Platinum Bilt status members); 2,000 Bilt Points for Blue status members
Transfer SpeedTypically instant
Transfer IncrementAll transfers must be made in increments of 1,000 points
Transfer FinalityTransfers are final and cannot be reversed.
View Bilt Transfer Partners
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Secondary Transfer Options (Limited Use)

Marriott Bonvoy

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(with a 5,000-point bonus for every 60,000 Bonvoy points transferred, making the effective ratio approximately 2.4:1 — meaning 60,000 Bonvoy points yields 25,000 Aeroplan points)

Marriott Bonvoy is the only major hotel program that converts to Aeroplan. While the ratio is poor compared to direct credit card transfers, the 5,000-Aeroplan-point bonus per 60,000 Bonvoy points makes this a workable option for cardholders accumulating large Marriott balances who need to top up an Aeroplan account before a specific redemption.

Transfer Details

Minimum Transfer3,000 Bonvoy points
Transfer TimeTypically 1–7 days

Best used for:

  • Small top-offs on a planned redemption only
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Programs That Do NOT Transfer to Aeroplan

Several major rewards programs do not partner with Air Canada Aeroplan:

  • Citi ThankYou Rewards
  • Wells Fargo Rewards
  • Hilton Honors
  • World of Hyatt
  • IHG One Rewards

If you are researching which cards transfer to Aeroplan, the four major flexible points programs with direct 1:1 transfer paths are Chase Ultimate Rewards, American Express Membership Rewards, Capital One Miles, and Bilt Rewards. Citi ThankYou cardholders do not have a direct route to Aeroplan and will need to consider other Star Alliance programs (such as Singapore KrisFlyer or Avianca LifeMiles) for similar redemptions.

Why It Matters

Strategic Context (Why This Matters)

Air Canada Aeroplan is one of the most strategically important airline loyalty programs for U.S.-based points collectors, and four features make it uniquely valuable.

  • First, fixed partner award chart. While Aeroplan uses dynamic pricing for Air Canada-operated flights and select partners (United, Emirates, Etihad, flydubai), partner awards on most Star Alliance carriers — Lufthansa, SWISS, Austrian, ANA, EVA Air, Singapore Airlines, Turkish Airlines, Asiana, and others — are priced from a published, distance- and zone-based award chart. This predictability is increasingly rare in the airline industry and makes planning premium cabin redemptions significantly easier.
  • Second, broad transfer partner access. Four of the six major U.S. flexible points currencies (Chase, Amex, Capital One, Bilt) transfer to Aeroplan at 1:1, plus a co-branded Chase card earning Aeroplan points directly. This gives Aeroplan the broadest U.S. credit card access of any non-U.S. airline program.
  • Third, generous routing rules. Aeroplan allows free stopovers for just 5,000 additional points per stopover on any award itinerary, plus open-jaw bookings on round-trip awards. Combined with the program's 45+ partner airline network, this enables creative multi-city itineraries that would cost dramatically more through other programs.
  • Fourth, Star Alliance access plus key non-alliance partners. As a founding Star Alliance member, Aeroplan provides full access to United, Lufthansa, ANA, Singapore Airlines, EVA Air, Asiana, Turkish, and 20+ other Star Alliance carriers. Aeroplan also maintains individual partnerships with non-alliance airlines including Emirates, Etihad Airways, Cathay Pacific, Air Serbia, Azul, and Vistara — though these partner awards are priced dynamically rather than from the fixed chart.
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Start Using Your Points Smarter

Understanding Aeroplan transfer partners is just the first step.

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