Table of Contents
The 30-Second Brief
- Rent Day falls on the first of the month, but a purchase only qualifies if the merchant submits it within the promotion window.
- Despite the name, rent and mortgage payments are excluded from the double-points offer.
- Your card determines the earning rate, and the 1,000-point cap applies to bonus points.
- Extra Bilt Rent Day offers can change monthly, so confirm each deal’s eligibility, limits, and deadline in the Bilt app.
- Before transferring points for a flight, use Flightpoints to compare options, then check the airline’s availability, fees, and transfer terms.

Bilt Rent Day is a monthly Bilt Rewards promotion with bonus points for eligible everyday purchases and additional offers that can vary by month. Here’s when it happens, what purchases qualify, and what to check before you spend or transfer Bilt points.
- What you’ll learn: How the Bilt Rent Day date and points rules work.
- What to check: Current Bilt Rent Day offers, promotions, and eligibility terms.
- For travelers: How to assess a flight transfer before you move points.
What Is Bilt Rent Day, and When Does It Happen?
If you’re asking, “What is Bilt Rent Day?” it’s Bilt’s monthly rewards promotion, held on the first of each month. Bilt Rent Day includes a card points bonus, while additional member offers may change from month to month.
- Date: The Bilt Rent Day date is the first of each month.
- Time: Bilt’s current terms set the double-points period from 12:00 a.m. Eastern Time through 11:59 p.m. Pacific Time. Check the offer terms for any changes.
- Where to check: Look in the Bilt app and on the official Bilt Rent Day page for Bilt app offers and the latest terms.
How Do Bilt Rent Day Points and Benefits Work?
Bilt Rent Day double points apply to eligible everyday purchases made with a Bilt Card. The listed rates vary by card, and housing payments are excluded from this specific promotion.
| Bilt Card | Current Rent Day earning rate | Rent Day bonus cap |
|---|---|---|
| Bilt Blue | 2X on everyday purchases | Up to 1,000 bonus points |
| Bilt Obsidian | 6X on your selected dining or grocery category, 4X on travel, and 2X on other everyday purchases | Up to 1,000 bonus points |
| Bilt Palladium | 4X on everyday purchases | Up to 1,000 bonus points |
These are the current rates shown in Bilt’s card terms. Check the Bilt Card 2.0 program details before relying on them, since card terms can change.
- How does Bilt Rent Day work?: The card’s regular points and the Rent Day bonus combine to produce the listed total rate on eligible purchases.
- How to earn points on Rent Day: Use your Bilt Card for purchases that qualify under the current terms. The promotion does not apply to rent or mortgage payments.
- Bonus limit: The current terms cap the extra Rent Day bonus at 1,000 points per month.
- Other promotions: Bilt says the double-points offer does not stack with Points Accelerator. It applies the eligible promotion that awards more points.
Which Bilt Rent Day Offers and Promotions Should You Check?
The regular card bonus is only one part of Bilt Rent Day benefits. Extra Bilt Rent Day offers and promotions can vary, so check the current month’s details before planning around a specific deal.
Common offer types may include:
- Transfer bonuses: A limited-time bonus when you transfer eligible Bilt points to a participating loyalty program.
- Partner promotions: Offers from participating travel, dining, or other brands.
- Member experiences: Select events or activities available to eligible members.
- Points or other rewards: Limited-time opportunities with their own entry requirements, caps, and deadlines.
These are examples of offer types, not benefits guaranteed every month. For example, October 2026 included transfer bonuses and a status opportunity, while another month may feature different offers. Check the Bilt app and the terms for the specific promotion you want to use.
How Can You Get More Value From Bilt Rent Day?
The best Bilt Rent Day strategy starts with purchases you already planned to make. A bonus may add value, but spending extra just to earn points can cost more than the reward is worth.
Before you act, run through this checklist:
- Review your planned spending: If a purchase can wait until the first without affecting your plans, check whether it qualifies for the bonus.
- Watch the cap: Track your Rent Day bonus points so you know when you have reached the monthly limit.
- Check the transaction window: Bilt says a merchant must submit the charge within the promotional period for it to qualify. A purchase made during Rent Day may not count if it is submitted after the period ends.
- Confirm Bilt Rent Day eligibility: Check which card, purchase types, and member actions qualify for each offer.
- Compare the deal with your goal: Consider transfer limits, deadlines, fees, and how you plan to use the points before choosing an offer.
Can Bilt Rent Day Points Help You Book Award Flights?
A flight-related transfer offer can be useful if you already have a trip in mind and can confirm that the points will cover a suitable flight. Check award availability and the total points and fees before transferring, because a bonus by itself does not guarantee a good redemption.
Use this sequence before you move your Bilt points:
- Search first: Use Flightpoints to search award flights and compare flight options across supported programs.
- Confirm the transfer details: Check Bilt’s current transfer partners, transfer ratio, bonus rate, cap, and deadline. Flightpoints also provides a Bilt Rewards guide.
- Calculate the total cost: Include the points required, any cash taxes or fees, and the points you would receive from the transfer bonus.
- Verify before transferring: Confirm availability and booking terms with the airline program. Transfers and award availability are subject to each program’s rules.
Flightpoints is an award-flight search tool. It can help you compare points prices and availability across supported airline programs, but it does not guarantee that a seat will remain available or that a transfer will be reversible.
Conclusion
Bilt Rent Day takes place on the first of each month, with a card bonus for eligible everyday purchases and additional offers that may change monthly. Check the current Bilt Rent Day terms before you spend or transfer points, and match any promotion to a purchase or trip you already plan to make.
If you’re planning to use points for a flight, get Flightpoints Pro to search supported programs and compare award options.
Discover the True Value of Your Points
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Get Flightpoints ProFAQs
Q. Do rent or mortgage payments earn the Rent Day double-points bonus?
A: No. Rent and mortgage payments are excluded from the Rent Day double-points promotion, even though Bilt may award points on eligible housing payments through separate rules. Those separate earnings do not count as the Rent Day bonus.
Q. If I make a purchase during the offer window, will it always qualify?
A: Not necessarily. Bilt says the merchant must submit the charge as occurring within the promotion window. A purchase made before the deadline may miss the bonus if the merchant submits it after Rent Day ends.
Q. Can I combine the Rent Day bonus with Points Accelerator?
A: No. Bilt’s current terms say Rent Day double points do not stack with Points Accelerator. Bilt applies the eligible promotion that awards more points, so check your account and current offer terms before planning a purchase.
Q. Do all Bilt cardholders earn the same number of points?
A: No. Current Rent Day earning rates differ by Bilt Card and eligible purchase category. Your total points also depend on the card’s standard rewards and the promotion’s cap, so confirm the current terms for your card.
Q. What should I check before transferring points for a monthly bonus?
A: Check the participating program, transfer ratio, bonus cap, deadline, and any registration requirement. Then confirm that the reward you want is available and calculate the points and fees before transferring, since the bonus alone does not guarantee value.
Q. Does a transfer bonus guarantee that I can book a flight?
A: No. A transfer bonus can increase your balance, but flight availability, award prices, taxes, and fees still vary. Use Flightpoints to compare options, then confirm the flight and transfer terms with the airline program before moving points.