Ключевые факты
- Primary partner
- Chase Ultimate Rewards
- Secondary partner
- Bilt Rewards
Credit Cards That Transfer to United Airlines MileagePlus
Chase Ultimate Rewards
Chase Ultimate Rewards is the primary and most popular transferable currency partner for United MileagePlus, allowing direct 1:1 transfers from Ultimate Rewards points. This is widely considered one of the strongest reasons to hold a premium Chase credit card, and United is consistently one of the most-used Chase transfer partners.
Eligible Chase Cards (1:1 Transfers)
- Chase Sapphire Preferred® Card
- Chase Sapphire Reserve®
- Chase Sapphire Reserve® for Business
- Chase Ink Business Preferred® Credit Card
Cash-back-only cards like the Chase Freedom Flex® and Chase Freedom Unlimited® do not transfer directly to United. However, if you hold one of the eligible premium cards above, you can first consolidate points from your Freedom cards into that account, and then transfer to United.
Transfer Details
Transfers are final and cannot be reversed — always confirm award availability before initiating a transfer.
Bilt Rewards
Bilt Rewards is the second major transferable currency partner for United MileagePlus, also offering a direct 1:1 transfer. Bilt is particularly valuable for renters, as it is the only rewards program that allows members to earn points on rent payments with no transaction fees.
Eligible Bilt Cards (1:1 Transfers)
- Bilt Mastercard® (original Wells Fargo-issued card, available to existing cardholders)
- New Bilt credit cards issued by Cardless (launched February 7, 2026)
Transfer Details
Transfers are final and cannot be reversed.
Secondary Transfer Option (Limited Use)
Marriott Bonvoy
(with a special 10,000-mile bonus for every 60,000 points transferred — higher than the standard 5,000-mile bonus offered to most other airlines, due to United's preferred partnership with Marriott Bonvoy.)
Marriott Bonvoy offers a secondary path into MileagePlus, but the lower ratio and transfer time make it best reserved for specific situations rather than everyday transfers.
Transfer Details
Best used for:
- Topping up miles when just short of an award
- Completing a redemption rather than as a primary earning strategy
IHG One Rewards
IHG One Rewards allows point transfers to United MileagePlus with variable ratios; check IHG's current terms before transferring.
Transfer Details
Best used for:
- Topping up miles when just short of an award
- Completing a redemption rather than as a primary earning strategy
World of Hyatt
World of Hyatt allows point transfers to United MileagePlus with variable ratios; check Hyatt's current terms before transferring.
Transfer Details
Best used for:
- Topping up miles when just short of an award
- Completing a redemption rather than as a primary earning strategy
Wyndham Rewards
Wyndham Rewards allows point transfers to United MileagePlus with variable ratios; check Wyndham's current terms before transferring.
Transfer Details
Best used for:
- Topping up miles when just short of an award
- Completing a redemption rather than as a primary earning strategy
Other hotel partners
Choice Privileges Rewards, Accor Live Limitless, Best Western, and Shangri-La Circle also allow point transfers to United MileagePlus.
Best used for:
- Topping up miles when just short of an award
- Completing a redemption rather than as a primary earning strategy
Programs That Do NOT Transfer to MileagePlus
Several major rewards programs do not partner with United Airlines MileagePlus:
- American Express Membership Rewards
- Capital One Miles
- Citi ThankYou Points
If you are researching which cards transfer to United Airlines, Chase Ultimate Rewards and Bilt Rewards are the two major flexible points options with direct 1:1 transfer paths.
Strategic Context (Why This Matters)
United MileagePlus is one of the most practical airline programs for award travel, and its two flexible points transfer partners make it significantly more accessible than many competitor programs.
- United MileagePlus is one of the most practical airline programs for award travel, and its two flexible points transfer partners make it significantly more accessible than many competitor programs.
- United Airlines is a founding member of Star Alliance, the world's largest airline alliance, giving MileagePlus members access to 25+ partner airlines for award bookings — including ANA (All Nippon Airways), Singapore Airlines, Lufthansa, Air Canada, and many others.
- The relationship between Chase and United runs especially deep:
- Chase is the exclusive co-branded credit card issuer for United Airlines MileagePlus
- United co-branded cards (Explorer, Quest, Club, and business variants) underwent a significant overhaul in March 2025
- As of February 2026, United cardholders receive at least a 10% discount on all United award flights, while Premier elite members receive 15% or more
This positions Chase as the cornerstone financial partner behind MileagePlus, with Bilt serving as a strong secondary option — particularly for renters looking to earn miles on a previously unrewarded expense.
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