Ключевые факты
- Primary partner
- Capital One Miles, Citi ThankYou Points, Bilt Rewards
Credit Cards That Transfer to Turkish Airlines Miles&Smiles
Capital One Miles
Capital One Miles transfer directly to Turkish Airlines Miles&Smiles at a 1:1 ratio.
With Amex and Chase both absent from Turkish's transfer partner roster, Capital One has emerged as one of the most accessible pathways for U.S. cardholders to build a Miles&Smiles balance.
Capital One's broad portfolio of points-earning cards combined with frequent welcome bonuses makes it especially effective for accumulating Turkish miles through everyday spending and new account bonuses.
Eligible Capital One Cards (1:1 Transfers)
- Capital One Venture X Rewards Credit Card
- Capital One Venture Rewards Credit Card
- Capital One Spark Miles for Business
Transfer Details
Citi ThankYou Rewards
Citi ThankYou Points transfer to Turkish Airlines Miles&Smiles at a 1:1 ratio from premium ThankYou cards such as the Citi Strata Premier and Citi Strata Elite, while points earned on no-annual-fee Citi cards (Citi Double Cash, Citi Custom Cash, Citi Rewards+) transfer at the weaker 10:7 ratio.
If you hold both a premium and a no-annual-fee Citi card, pool your points to the premium card before transferring to lock in the 1:1 ratio.
Eligible Citi Cards (1:1 Transfers)
- Citi Strata Premier™ Card
- Citi Strata Elite™ Card
- Citi Prestige® Card (legacy, no longer open to new applicants)
Transfer Details
Bilt Rewards
Bilt Rewards transfers directly to Turkish Airlines Miles&Smiles at a 1:1 ratio.
Bilt is especially valuable for renters, as it remains the only rewards program that allows members to earn points on rent payments with no transaction fees — turning monthly rent into a direct pathway to Star Alliance business class redemptions through Turkish.
Eligible Bilt Cards (1:1 Transfers)
- Bilt Mastercard® (original Wells Fargo-issued card, available to existing cardholders through February 6, 2026)
- New Bilt credit cards issued by Cardless (launched February 7, 2026)
Transfer Details
Secondary Transfer Options (Limited Use)
Marriott Bonvoy
(with a 5,000-mile bonus for every 60,000 Bonvoy points transferred, making the effective ratio approximately 2.4:1 — meaning 60,000 Bonvoy points yields 25,000 Miles&Smiles miles)
Marriott Bonvoy is the only major hotel program that converts to Turkish Airlines Miles&Smiles.
While the ratio is poor compared to direct credit card transfers, the 5,000-mile bonus per 60,000 Bonvoy points makes this a workable option for cardholders accumulating large Marriott balances who need to top up a Miles&Smiles account before a specific redemption.
Transfer Details
Best used for:
- Topping up Miles&Smiles miles when just short of an award
- Completing a redemption rather than as a primary earning strategy
Programs That Do NOT Transfer to Turkish Airlines Miles&Smiles
Several major rewards programs do not partner with Turkish Airlines Miles&Smiles:
- American Express Membership Rewards
- Chase Ultimate Rewards
- Wells Fargo Rewards
- Bank of America Premium Rewards
- US Bank Altitude Reserve
- Hilton Honors
- World of Hyatt
- IHG One Rewards
If you are researching which cards transfer to Turkish Airlines, the three major flexible points programs with direct 1:1 transfer paths are Capital One Miles, Citi ThankYou Points (premium cards), and Bilt Rewards. Amex and Chase cardholders looking to access Turkish Airlines flights have indirect workarounds: Amex points transfer 1:1 to Aeroplan, and Chase points transfer 1:1 to United MileagePlus or Aeroplan — both of which can book Turkish Airlines flights as Star Alliance partner awards (though pricing differs significantly from booking through Miles&Smiles directly).
Strategic Context (Why This Matters)
Turkish Airlines Miles&Smiles holds a unique position in the U.S. points-and-miles ecosystem, and four features make it strategically valuable despite its limited transfer partner roster.
- First, published, fixed region-based award charts. Despite a major February 2024 devaluation, Turkish Airlines continues to publish fixed award charts (one for Turkish-operated flights and one for Star Alliance partner awards) rather than using dynamic pricing. This predictability remains rare in the airline industry.
- Second, the Istanbul hub advantage. Turkish Airlines flies to more countries than any other airline in the world — over 130 — making Istanbul one of the best connecting points for travel to Europe, the Middle East, Africa, Central Asia, and the Indian subcontinent. Miles&Smiles miles unlock this entire network plus Star Alliance partners.
- Third, strong Star Alliance partner award value. Turkish's Star Alliance partner award chart prices United domestic flights at just 15,000 miles each way in economy — one of the cheapest published rates available for booking United domestic awards through any program. Connecting and nonstop itineraries are priced the same as long as connections fall within permitted layover times.
- Fourth, flexible routing rules. Miles&Smiles allows up to 4 segments on one-way awards and up to 8 segments on round-trip awards, with backtracking permitted (subject to the rule that the same airport cannot appear more than once in a given direction). The major catch: only one operating carrier is permitted per direction of the journey, which limits some routing creativity.
This positions Citi as the long-term financial ecosystem behind AAdvantage.
Часто задаваемые вопросы
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Understanding Turkish Airlines transfer partners is just the first step.
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