{"id":4277,"date":"2026-10-02T16:59:30","date_gmt":"2026-10-02T16:59:30","guid":{"rendered":"https:\/\/flightpoints.com\/blogs\/?p=4277"},"modified":"2026-10-03T04:03:21","modified_gmt":"2026-10-03T04:03:21","slug":"chase-ultimate-rewards-points-do-they-expire","status":"publish","type":"post","link":"https:\/\/flightpoints.com\/blogs\/chase-ultimate-rewards-points-do-they-expire\/","title":{"rendered":"Chase Ultimate Rewards Points: Do They Expire?"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h4>Table of Contents<\/h4><nav><ul><li><a href=\"#the-short-version\">TL;DR<\/a><\/li><li><a href=\"#introduction\">Introduction<\/a><\/li><li><a href=\"#the-key-takeaways\">The Key Takeaways<\/a><\/li><li><a href=\"#do-chase-ultimate-rewards-points-expire\">Do Chase Ultimate Rewards Points Expire?<\/a><\/li><li><a href=\"#when-can-you-lose-chase-points\">When Can You Lose Chase Points?<\/a><\/li><li><a href=\"#what-happens-if-you-close-a-chase-card\">What Happens If You Close a Chase Card?<\/a><\/li><li><a href=\"#how-can-you-protect-your-chase-ultimate-rewards-points\">How Can You Protect Your Chase Ultimate Rewards Points?<\/a><\/li><li><a href=\"#using-chase-points-before-they-lose-value\">Using Chase Points Before They Lose Value<\/a><\/li><li><a href=\"#how-flightpoints-helps-with-chase-points\">How Flightpoints Helps With Chase Points<\/a><\/li><li><a href=\"#the-bottom-line\">The Bottom Line<\/a><\/li><li><a href=\"#fa-qs\">FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 id=\"the-short-version\" class=\"wp-block-heading\"><strong><strong>TL;DR<\/strong><\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/flightpoints.com\/card-guides\/chase?utm_source=blog&amp;utm_medium=internal&amp;utm_campaign=card_guides_chase\">Chase Ultimate Rewards points<\/a> do not expire simply because you leave them unused.<\/li>\n\n\n\n<li>Your points generally remain available while the associated eligible account stays open and in good standing.<\/li>\n\n\n\n<li>Closing an account can result in losing unredeemed points, depending on the circumstances.<\/li>\n\n\n\n<li>Chase provides at least 30 days to use points after certain account closures that are not related to misuse or other specified causes.<\/li>\n\n\n\n<li>If you plan to redeem for travel, search award availability before transferring points to an airline program.<\/li>\n<\/ul>\n\n\n\n<h2 id=\"introduction\" class=\"wp-block-heading\"><strong>Introduction<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/flightpoints.com\/blogs\/wp-content\/uploads\/2026\/10\/Travel-Rewards-on-a-Warm-Desktop-1024x576.webp\" alt=\"Chase Ultimate Rewards Points\" class=\"wp-image-4292\" srcset=\"https:\/\/flightpoints.com\/blogs\/wp-content\/uploads\/2026\/10\/Travel-Rewards-on-a-Warm-Desktop-1024x576.webp 1024w, https:\/\/flightpoints.com\/blogs\/wp-content\/uploads\/2026\/10\/Travel-Rewards-on-a-Warm-Desktop-300x169.webp 300w, https:\/\/flightpoints.com\/blogs\/wp-content\/uploads\/2026\/10\/Travel-Rewards-on-a-Warm-Desktop-768x432.webp 768w, https:\/\/flightpoints.com\/blogs\/wp-content\/uploads\/2026\/10\/Travel-Rewards-on-a-Warm-Desktop-400x225-1.webp 400w, https:\/\/flightpoints.com\/blogs\/wp-content\/uploads\/2026\/10\/Travel-Rewards-on-a-Warm-Desktop-1536x864.webp 1536w, https:\/\/flightpoints.com\/blogs\/wp-content\/uploads\/2026\/10\/Travel-Rewards-on-a-Warm-Desktop-800x450-1.webp 800w, https:\/\/flightpoints.com\/blogs\/wp-content\/uploads\/2026\/10\/Travel-Rewards-on-a-Warm-Desktop-832x468-1.webp 832w, https:\/\/flightpoints.com\/blogs\/wp-content\/uploads\/2026\/10\/Travel-Rewards-on-a-Warm-Desktop-1664x936.webp 1664w, https:\/\/flightpoints.com\/blogs\/wp-content\/uploads\/2026\/10\/Travel-Rewards-on-a-Warm-Desktop-1663x936.webp 1663w, https:\/\/flightpoints.com\/blogs\/wp-content\/uploads\/2026\/10\/Travel-Rewards-on-a-Warm-Desktop-1248x702-1.webp 1248w, https:\/\/flightpoints.com\/blogs\/wp-content\/uploads\/2026\/10\/Travel-Rewards-on-a-Warm-Desktop-1318x742.webp 1318w, https:\/\/flightpoints.com\/blogs\/wp-content\/uploads\/2026\/10\/Travel-Rewards-on-a-Warm-Desktop.webp 1672w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">You have been <a href=\"https:\/\/flightpoints.com\/tools\/points-calculator?utm_source=blog&amp;utm_medium=internal&amp;utm_campaign=points_calculator\">building a Chase points balance<\/a>, but now you are wondering whether those points come with an expiration clock.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Do <a href=\"https:\/\/www.chase.com\/\" data-type=\"link\" data-id=\"https:\/\/www.chase.com\/\" target=\"_blank\" rel=\"noopener\">Chase<\/a> Ultimate Rewards points expire after a year? Does account inactivity affect your balance? And what happens if you close the Chase card that earned your points?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The answer is relatively straightforward. Chase says Ultimate Rewards points do not expire as long as your credit card account remains open. However, points can still be forfeited when an account is closed or when certain conditions in the rewards agreement are triggered.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That makes <strong>Chase points expiration<\/strong> slightly misleading as a search term. The bigger issue is understanding when points can actually be lost.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this guide, we explain Chase Ultimate Rewards expiration, account closure rules, and practical ways to protect your points before redeeming them.<\/p>\n\n\n\n<h2 id=\"the-key-takeaways\" class=\"wp-block-heading\"><strong>The Key Takeaways<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Do not worry about losing Chase points simply because they remain unused.<\/li>\n\n\n\n<li>Keep your eligible Chase account open and in good standing if you want to retain the balance.<\/li>\n\n\n\n<li>Review your points before closing a card.<\/li>\n\n\n\n<li>Understand the difference between ordinary account closure and closure related to misuse or payment problems.<\/li>\n\n\n\n<li><a href=\"https:\/\/flightpoints.com\/tools\/availability-calendar?utm_source=blog&amp;utm_medium=internal&amp;utm_campaign=availability_calendar\">Search award availability<\/a> before transferring points to an airline or hotel program.<\/li>\n<\/ul>\n\n\n\n<h2 id=\"do-chase-ultimate-rewards-points-expire\" class=\"wp-block-heading\"><strong>Do Chase Ultimate Rewards Points Expire?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">No. Chase currently states that Ultimate Rewards points do not expire as long as your <a href=\"https:\/\/flightpoints.com\/card-guides?utm_source=blog&amp;utm_medium=internal&amp;utm_campaign=card_guides\">credit card account<\/a> remains open. Inactivity by itself does not cause your accumulated points to disappear.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This means you generally do not need to redeem points simply because you have held them for several years. There is no standard annual or inactivity-based expiration deadline comparable to some airline and hotel loyalty programs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, \u201cno expiration\u201d does not mean \u201ccannot be lost.\u201d The <strong>Chase points expiration policy<\/strong> is really a set of account-status and program rules governing when your balance can be forfeited.<\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n\n<style>\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700&display=swap');\n\n*{\n    margin:0;\n    padding:0;\n    box-sizing:border-box;\n}\n\n.fp-routes-banner{\n    width:100%;\n    max-width:700px;\n    margin:24px auto;\n    padding:22px 24px;\n    display:flex;\n    align-items:center;\n    justify-content:space-between;\n    gap:22px;\n\n    background:linear-gradient(135deg,#7C4FE0 0%,#4E63F5 50%,#0A5AFE 100%);\n    border-radius:16px;\n    box-shadow:0 10px 28px rgba(10,90,254,.18);\n\n    font-family:'Inter',sans-serif;\n}\n\n.fp-content{\n    flex:1;\n    min-width:0;\n}\n\n.fp-title{\n    color:#fff !important;\n    font-size:22px !important;\n    font-weight:700 !important;\n    line-height:1.3;\n    margin:0 0 8px;\n    font-family:'Inter',sans-serif !important;\n}\n\n.fp-text{\n    color:rgba(255,255,255,.9) !important;\n    font-size:14px !important;\n    line-height:1.6;\n    margin:0;\n    font-family:'Inter',sans-serif !important;\n}\n\n\/* Button Wrapper *\/\n.fp-btn-wrap{\n    flex-shrink:0;\n    display:flex;\n    align-items:center;\n    justify-content:center;\n}\n\n\/* Revision Theme Proof Button *\/\n.fp-btn,\n.fp-btn:link,\n.fp-btn:visited{\n    display:inline-flex !important;\n    align-items:center !important;\n    justify-content:center !important;\n\n    width:auto !important;\n    min-width:170px !important;\n    height:46px !important;\n    padding:0 22px !important;\n\n    background:#ffffff !important;\n    color:#0A5AFE !important;\n\n    border-radius:10px !important;\n    border:none !important;\n\n    font-family:'Inter',sans-serif !important;\n    font-size:14px !important;\n    font-weight:700 !important;\n    line-height:1 !important;\n\n    text-decoration:none !important;\n    white-space:nowrap !important;\n\n    box-shadow:none !important;\n    overflow:hidden !important;\n\n    transition:all .25s ease;\n}\n\n.fp-btn:hover,\n.fp-btn:focus{\n    background:#F5F8FF !important;\n    color:#0A5AFE !important;\n    text-decoration:none !important;\n    transform:translateY(-2px);\n}\n\n@media (max-width:768px){\n\n    .fp-routes-banner{\n        padding:20px;\n        gap:18px;\n    }\n\n    .fp-title{\n        font-size:20px !important;\n    }\n\n}\n\n@media (max-width:600px){\n\n    .fp-routes-banner{\n        flex-direction:column;\n        text-align:center;\n        padding:20px 18px;\n        gap:18px;\n    }\n\n    .fp-content{\n        width:100%;\n    }\n\n    .fp-title{\n        font-size:19px !important;\n    }\n\n    .fp-btn-wrap{\n        width:100%;\n    }\n\n    .fp-btn,\n    .fp-btn:link,\n    .fp-btn:visited{\n        width:100% !important;\n        max-width:240px !important;\n        min-width:0 !important;\n        margin:0 auto !important;\n    }\n\n}\n<\/style>\n<\/head>\n\n<body>\n\n<div class=\"fp-routes-banner\">\n\n    <div class=\"fp-content\">\n        <h2 class=\"fp-title\">\n            Award Availability Calendar\n        <\/h2>\n\n        <p class=\"fp-text\">\n            View a color-coded monthly calendar to quickly spot dates with award seat availability across airlines and cabins.\n        <\/p>\n    <\/div>\n\n    <div class=\"fp-btn-wrap\">\n        <a href=\"https:\/\/flightpoints.com\/tools\/availability-calendar?utm_source=blog&#038;utm_medium=internal&#038;utm_campaign=availability_calendar\" class=\"fp-btn\" target=\"_blank\" rel=\"noopener\">\n            View Calendar\n        <\/a>\n    <\/div>\n\n<\/div>\n\n<\/body>\n<\/html>\n\n\n\n<h2 id=\"when-can-you-lose-chase-points\" class=\"wp-block-heading\"><strong>When Can You Lose Chase Points?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The main risk comes from changes to the account itself. Chase&#8217;s rewards agreements explain that points can be lost if an account is closed for certain reasons, including misuse, fraud, failure to comply with applicable agreements, or circumstances indicating an inability to repay debts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For an ordinary account closure, current Chase agreements generally provide at least 30 days from closure to use the points, provided the points were not forfeited for one of the specified misconduct or default-related reasons.<\/p>\n\n\n\n<style>\n.fp-table-wrap{\n    width:100%;\n    max-width:100%;\n    overflow:hidden;\n    border-radius:14px;\n    font-family:Inter,Arial,sans-serif;\n}\n\n.fp-table{\n    width:100%;\n    max-width:100%;\n    table-layout:fixed;\n    border-collapse:collapse;\n    border:1px solid #DDE8FF;\n    border-radius:14px;\n    overflow:hidden;\n    font-family:Inter,Arial,sans-serif;\n    font-size:14px;\n    line-height:1.45;\n}\n\n.fp-table th,\n.fp-table td{\n    padding:12px 10px;\n    text-align:left;\n    border:1px solid #DDE8FF;\n    word-break:break-word;\n    overflow-wrap:anywhere;\n    white-space:normal;\n    vertical-align:top;\n}\n\n.fp-table th{\n    background:#0A5AFE;\n    color:#ffffff;\n    font-weight:600;\n}\n\n.fp-table td{\n    color:#212121;\n}\n\n.fp-table tbody tr:nth-child(odd){\n    background:#F5F9FF;\n}\n\n.fp-table tbody tr:nth-child(even){\n    background:#ECF4FF;\n}\n\n.fp-table tbody tr:hover{\n    background:#DCEAFF;\n}\n\n@media(max-width:768px){\n    .fp-table{\n        font-size:12px;\n        line-height:1.4;\n    }\n\n    .fp-table th,\n    .fp-table td{\n        padding:9px 6px;\n    }\n}\n\n@media(max-width:480px){\n    .fp-table{\n        font-size:10px;\n        line-height:1.35;\n    }\n\n    .fp-table th,\n    .fp-table td{\n        padding:8px 3px;\n    }\n\n    .fp-table th{\n        font-size:10px;\n    }\n}\n<\/style>\n\n<div class=\"fp-table-wrap\">\n    <table class=\"fp-table\">\n        <colgroup>\n            <col style=\"width:42%;\">\n            <col style=\"width:58%;\">\n        <\/colgroup>\n        <thead>\n            <tr>\n                <th>Situation<\/th>\n                <th>Potential points outcome<\/th>\n            <\/tr>\n        <\/thead>\n        <tbody>\n            <tr>\n                <td>Account remains open<\/td>\n                <td>Points do not expire<\/td>\n            <\/tr>\n            <tr>\n                <td>Account is inactive<\/td>\n                <td>Points generally remain available<\/td>\n            <\/tr>\n            <tr>\n                <td>Ordinary account closure<\/td>\n                <td>At least 30 days to use points under applicable terms<\/td>\n            <\/tr>\n            <tr>\n                <td>Closure for misuse or fraud<\/td>\n                <td>Points can be immediately forfeited<\/td>\n            <\/tr>\n            <tr>\n                <td>Serious payment or debt issues<\/td>\n                <td>Points can be forfeited under the applicable agreement<\/td>\n            <\/tr>\n            <tr>\n                <td>Program cancellation<\/td>\n                <td>At least 30 days to use points under applicable terms<\/td>\n            <\/tr>\n        <\/tbody>\n    <\/table>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The exact rules can vary by card, so your current rewards agreement should take priority over general guidance.<\/p>\n\n\n\n<h2 id=\"what-happens-if-you-close-a-chase-card\" class=\"wp-block-heading\"><strong>What Happens If You Close a Chase Card?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Closing a Chase card does not automatically mean every Ultimate Rewards point you have ever earned disappears. The important question is what happens to the points associated with that account and why the account was closed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Chase&#8217;s general guidance says that if you close a card before redeeming or <a href=\"https:\/\/flightpoints.com\/tools\/transfer-bonus-tracker?utm_source=blog&amp;utm_medium=internal&amp;utm_campaign=transfer_bonus_tracker\">transferring your rewards<\/a>, you may lose the unused points. If you have another open Chase card, Chase says you may be able to move your points to that account before closing the original card.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If the account is closed for an ordinary reason and the applicable agreement provides a post-closure redemption period, you should use that window rather than assuming the balance will remain available indefinitely.<\/p>\n\n\n\n<h2 id=\"how-can-you-protect-your-chase-ultimate-rewards-points\" class=\"wp-block-heading\"><strong>How Can You Protect Your Chase Ultimate Rewards Points?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you are considering closing a card, check your points balance first. If you have another eligible Chase account, <a href=\"https:\/\/flightpoints.com\/tools\/points-calculator?utm_source=blog&amp;utm_medium=internal&amp;utm_campaign=points_calculator\">review whether your points can be moved<\/a> there before the closure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Product changes can also be worth investigating when the goal is reducing annual-fee costs without simply closing an account. The availability and consequences of a product change depend on the specific cards involved, so confirm the options with Chase before making the change.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Another option is redeeming or transferring your points before closure. If you <a href=\"https:\/\/flightpoints.com\/transfer-partners?utm_source=blog&amp;utm_medium=internal&amp;utm_campaign=transfer_partners\">transfer to an airline<\/a> or hotel program, remember that the points then become subject to that program&#8217;s rules.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Most importantly, do not transfer points simply because you are worried about Chase Ultimate Rewards expiration. There is no ordinary time-based expiration while the account remains open.<\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n\n<style>\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700&display=swap');\n\n*{\n    margin:0;\n    padding:0;\n    box-sizing:border-box;\n}\n\n.fp-routes-banner{\n    width:100%;\n    max-width:700px;\n    margin:24px auto;\n    padding:22px 24px;\n    display:flex;\n    align-items:center;\n    justify-content:space-between;\n    gap:22px;\n\n    background:linear-gradient(135deg,#7C4FE0 0%,#4E63F5 50%,#0A5AFE 100%);\n    border-radius:16px;\n    box-shadow:0 10px 28px rgba(10,90,254,.18);\n\n    font-family:'Inter',sans-serif;\n}\n\n.fp-content{\n    flex:1;\n    min-width:0;\n}\n\n\/* Force heading to remain white *\/\n.fp-routes-banner .fp-title,\n.fp-routes-banner h2,\n.fp-routes-banner h2.fp-title{\n    color:#FFFFFF !important;\n    font-size:22px !important;\n    font-weight:700 !important;\n    line-height:1.3;\n    margin:0 0 8px;\n    font-family:'Inter',sans-serif !important;\n}\n\n\/* Force paragraph to remain white *\/\n.fp-routes-banner .fp-text,\n.fp-routes-banner p{\n    color:rgba(255,255,255,.88) !important;\n    font-size:14px;\n    line-height:1.6;\n    margin:0;\n    font-family:'Inter',sans-serif;\n}\n\n.fp-btn{\n    display:inline-flex;\n    align-items:center;\n    justify-content:center;\n    padding:12px 20px;\n    background:#FFFFFF;\n    color:#0A5AFE !important;\n    text-decoration:none !important;\n    font-size:14px;\n    font-weight:700;\n    border-radius:10px;\n    white-space:nowrap;\n    flex-shrink:0;\n    transition:.25s ease;\n}\n\n.fp-btn:hover{\n    background:#F5F8FF;\n    color:#0A5AFE !important;\n    transform:translateY(-2px);\n}\n\n@media (max-width:768px){\n\n    .fp-routes-banner{\n        padding:20px;\n        gap:18px;\n    }\n\n    .fp-routes-banner .fp-title{\n        font-size:20px !important;\n    }\n\n}\n\n@media (max-width:600px){\n\n    .fp-routes-banner{\n        flex-direction:column;\n        text-align:center;\n        padding:20px 18px;\n        gap:18px;\n    }\n\n    .fp-content{\n        width:100%;\n    }\n\n    .fp-routes-banner .fp-title{\n        font-size:19px !important;\n    }\n\n    .fp-btn{\n        width:100%;\n        max-width:250px;\n        margin:auto;\n    }\n\n}\n<\/style>\n<\/head>\n\n<body>\n\n<div class=\"fp-routes-banner\">\n\n    <div class=\"fp-content\">\n        <h2 class=\"fp-title\">\n            Transfer Bonus Tracker\n        <\/h2>\n\n        <p class=\"fp-text\">\n            Compare airline and hotel transfer partners, ratios, transfer times, and live bonus status.\n        <\/p>\n    <\/div>\n\n    <a href=\"https:\/\/flightpoints.com\/tools\/transfer-bonus-tracker?utm_source=blog&#038;utm_medium=internal&#038;utm_campaign=transfer_bonus_tracker\" class=\"fp-btn\" target=\"_blank\" rel=\"noopener\">\n        View Tracker\n    <\/a>\n\n<\/div>\n\n<\/body>\n<\/html>\n\n\n\n<h2 id=\"using-chase-points-before-they-lose-value\" class=\"wp-block-heading\"><strong>Using Chase Points Before They Lose Value<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Expiration is only one part of managing a points balance. Even when points remain active, travelers may want to redeem them before award pricing or program terms change.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Flexible Chase points can be transferred to participating airline and hotel <a href=\"https:\/\/flightpoints.com\/loyalty-programs?utm_source=blog&amp;utm_medium=internal&amp;utm_campaign=loyalty_programs\">loyalty programs<\/a> when the card and redemption option are eligible. That makes award availability an important part of planning a transfer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Instead of moving points first and searching afterward, you can use an award-search platform to identify available flights and compare redemption options before transferring.<\/p>\n\n\n\n<h2 id=\"how-flightpoints-helps-with-chase-points\" class=\"wp-block-heading\"><strong>How Flightpoints Helps With Chase Points<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/flightpoints.com\/?utm_source=blog&amp;utm_medium=internal&amp;utm_campaign=homepage\">Flightpoints<\/a> searches award availability across more than <a href=\"https:\/\/flightpoints.com\/loyalty-programs?utm_source=blog&amp;utm_medium=internal&amp;utm_campaign=loyalty_programs\">25 airline loyalty programs<\/a> and includes Chase among its supported flexible <a href=\"https:\/\/flightpoints.com\/card-guides?utm_source=blog&amp;utm_medium=internal&amp;utm_campaign=card_guides\">credit-card rewards ecosystems<\/a>. Its search tools let travelers compare award options across programs rather than checking individual airline websites one by one.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Flightpoints also offers filters for cabin, airline, dates, and routes, along with award availability alerts. This can be useful when you have Chase points but are flexible about which airline program you use.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The practical workflow is simple: identify the flight you want, compare available award options, then determine whether transferring Chase points makes sense for that specific redemption.<\/p>\n\n\n\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n\n<style>\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700&display=swap');\n\n*{\n    margin:0;\n    padding:0;\n    box-sizing:border-box;\n}\n\n.fp-routes-banner{\n    width:100%;\n    max-width:700px;\n    margin:24px auto;\n    padding:22px 24px;\n    display:flex;\n    align-items:center;\n    justify-content:space-between;\n    gap:22px;\n\n    background:linear-gradient(135deg,#7C4FE0 0%,#4E63F5 50%,#0A5AFE 100%);\n    border-radius:16px;\n    box-shadow:0 10px 28px rgba(10,90,254,.18);\n\n    font-family:'Inter',sans-serif;\n}\n\n.fp-content{\n    flex:1;\n    min-width:0;\n}\n\n.fp-title{\n    color:#fff !important;\n    font-size:22px !important;\n    font-weight:700 !important;\n    line-height:1.3;\n    margin:0 0 8px;\n    font-family:'Inter',sans-serif !important;\n}\n\n.fp-text{\n    color:rgba(255,255,255,.9) !important;\n    font-size:14px !important;\n    line-height:1.6;\n    margin:0;\n    font-family:'Inter',sans-serif !important;\n}\n\n.fp-btn-wrap{\n    flex-shrink:0;\n    display:flex;\n    align-items:center;\n    justify-content:center;\n}\n\n.fp-btn,\n.fp-btn:link,\n.fp-btn:visited{\n    display:inline-flex !important;\n    align-items:center !important;\n    justify-content:center !important;\n\n    width:auto !important;\n    min-width:170px !important;\n    height:46px !important;\n    padding:0 22px !important;\n\n    background:#ffffff !important;\n    color:#0A5AFE !important;\n\n    border-radius:10px !important;\n    border:none !important;\n\n    font-family:'Inter',sans-serif !important;\n    font-size:14px !important;\n    font-weight:700 !important;\n    line-height:1 !important;\n\n    text-decoration:none !important;\n    white-space:nowrap !important;\n\n    box-shadow:none !important;\n    overflow:hidden !important;\n\n    transition:all .25s ease;\n}\n\n.fp-btn:hover,\n.fp-btn:focus{\n    background:#F5F8FF !important;\n    color:#0A5AFE !important;\n    text-decoration:none !important;\n    transform:translateY(-2px);\n}\n\n@media (max-width:768px){\n\n    .fp-routes-banner{\n        padding:20px;\n        gap:18px;\n    }\n\n    .fp-title{\n        font-size:20px !important;\n    }\n\n}\n\n@media (max-width:600px){\n\n    .fp-routes-banner{\n        flex-direction:column;\n        text-align:center;\n        padding:20px 18px;\n        gap:18px;\n    }\n\n    .fp-content{\n        width:100%;\n    }\n\n    .fp-title{\n        font-size:19px !important;\n    }\n\n    .fp-btn-wrap{\n        width:100%;\n    }\n\n    .fp-btn,\n    .fp-btn:link,\n    .fp-btn:visited{\n        width:100% !important;\n        max-width:240px !important;\n        min-width:0 !important;\n        margin:0 auto !important;\n    }\n\n}\n<\/style>\n<\/head>\n\n<body>\n\n<div class=\"fp-routes-banner\">\n\n    <div class=\"fp-content\">\n        <h2 class=\"fp-title\">\n            Airline Loyalty Programs\n        <\/h2>\n\n        <p class=\"fp-text\">\n            Compare airline loyalty programs.\n        <\/p>\n    <\/div>\n\n    <div class=\"fp-btn-wrap\">\n        <a href=\"https:\/\/flightpoints.com\/loyalty-programs?utm_source=blog&#038;utm_medium=internal&#038;utm_campaign=loyalty_programs\" class=\"fp-btn\" target=\"_blank\" rel=\"noopener\">\n            View Programs\n        <\/a>\n    <\/div>\n\n<\/div>\n\n<\/body>\n<\/html>\n\n\n\n<h2 id=\"the-bottom-line\" class=\"wp-block-heading\"><strong>The Bottom Line<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Chase Ultimate Rewards points do not expire simply because you leave them unused.<\/strong> As long as the associated account remains open, Chase says your points do not expire.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The bigger concern is forfeiture. Closing an account, serious payment problems, fraud, misuse, or other circumstances covered by the rewards agreement can affect your balance. Before closing a card, check your current points and the terms that apply to your account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you are ready to use your points for travel, <a href=\"https:\/\/flightpoints.com\/tools\/availability-calendar?utm_source=blog&amp;utm_medium=internal&amp;utm_campaign=availability_calendar\">search award availability<\/a> first. Tools such as <a href=\"https:\/\/flightpoints.com\/pricing?utm_source=blog&amp;utm_medium=internal&amp;utm_campaign=pricing\">Flightpoints<\/a> can help compare available redemptions before you transfer Chase points to an airline program.<\/p>\n\n\n\n<style data-wp-block-html=\"css\">\n.fp-blue-cta-v2{\nposition:relative;\noverflow:hidden;\nwidth:100%;\nmax-width:820px;\nmargin:28px auto;\npadding:36px 28px;\nbackground:linear-gradient(135deg,#005CFF 0%,#0A5AFE 50%,#6CA8FF 100%);\nborder-radius:24px;\nbox-shadow:0 16px 42px rgba(10,90,254,.20);\nfont-family:Inter,Arial,sans-serif;\ntext-align:center;\nbox-sizing:border-box;\n}\n\n.fp-blue-cta-v2 *,\n.fp-blue-cta-v2 *:before,\n.fp-blue-cta-v2 *:after{\nbox-sizing:border-box;\n}\n\n.fp-blue-glow{\nposition:absolute;\nborder-radius:50%;\nbackground:rgba(255,255,255,.08);\npointer-events:none;\n}\n\n.fp-glow-1{\nwidth:240px;\nheight:240px;\ntop:-100px;\nright:-90px;\n}\n\n.fp-glow-2{\nwidth:140px;\nheight:140px;\nbottom:-50px;\nleft:-40px;\n}\n\n.fp-blue-inner{\nposition:relative;\nz-index:2;\nmax-width:620px;\nmargin:0 auto;\ndisplay:flex;\nflex-direction:column;\nalign-items:center;\ngap:12px;\n}\n\n.fp-blue-badge{\ndisplay:inline-flex;\nalign-items:center;\njustify-content:center;\npadding:7px 16px;\nmargin:0 !important;\nborder-radius:999px;\nbackground:rgba(255,255,255,.15);\nborder:1px solid rgba(255,255,255,.25);\ncolor:#fff;\nfont-size:12px;\nfont-weight:700;\nletter-spacing:.4px;\nline-height:1;\n}\n\n.fp-blue-inner h2{\nmargin:0 !important;\npadding:0 !important;\nfont-size:32px;\nline-height:1.2;\nfont-weight:800;\ncolor:#fff;\n}\n\n.fp-blue-inner p{\nmargin:0 0 14px 0 !important;\npadding:0;\nfont-size:16px;\nline-height:1.75;\ncolor:rgba(255,255,255,.96);\n}\n\n.fp-blue-inner p a{\ncolor:#FFD84D !important;\nfont-weight:700;\ntext-decoration:none;\nborder-bottom:2px solid rgba(255,216,77,.35);\ntransition:.3s;\n}\n\n.fp-blue-inner p a:hover{\ncolor:#fff !important;\nborder-bottom-color:#fff;\n}\n\n.fp-blue-button{\ndisplay:inline-flex;\nalign-items:center;\njustify-content:center;\npadding:13px 28px;\nbackground:#fff;\ncolor:#0A5AFE !important;\nfont-size:15px;\nfont-weight:700;\ntext-decoration:none !important;\nborder-radius:999px;\nbox-shadow:0 10px 24px rgba(0,0,0,.18);\ntransition:.3s;\nmargin:0;\n}\n\n.fp-blue-button:hover{\nbackground:#EEF4FF;\ntransform:translateY(-2px);\n}\n\n@media(max-width:768px){\n\n.fp-blue-cta-v2{\npadding:30px 22px;\nmargin:24px auto;\n}\n\n.fp-blue-inner{\ngap:10px;\n}\n\n.fp-blue-inner h2{\nfont-size:27px;\n}\n\n.fp-blue-inner p{\nfont-size:15px;\n}\n\n.fp-blue-button{\ndisplay:flex;\nwidth:100%;\nmax-width:250px;\nmargin:0 auto;\n}\n\n.fp-glow-1{\nwidth:160px;\nheight:160px;\ntop:-60px;\nright:-60px;\n}\n\n.fp-glow-2{\nwidth:90px;\nheight:90px;\nbottom:-25px;\nleft:-25px;\n}\n\n}\n\n@media(max-width:480px){\n\n.fp-blue-cta-v2{\npadding:22px 16px;\nmargin:20px auto;\nborder-radius:18px;\n}\n\n.fp-blue-inner{\ngap:10px;\n}\n\n.fp-blue-badge{\nfont-size:11px;\npadding:6px 14px;\n}\n\n.fp-blue-inner h2{\nfont-size:22px;\nline-height:1.3;\n}\n\n.fp-blue-inner p{\nfont-size:14px;\nline-height:1.65;\nmargin:0 0 18px 0 !important;\n}\n\n.fp-blue-button{\ndisplay:flex;\nwidth:100%;\nmax-width:220px;\nmargin:0 auto;\npadding:12px 16px;\nfont-size:14px;\n}\n\n.fp-glow-1,\n.fp-glow-2{\ndisplay:none;\n}\n\n}\n\n@media(max-width:360px){\n\n.fp-blue-inner h2{\nfont-size:20px;\n}\n\n.fp-blue-inner p{\nfont-size:13px;\n}\n\n.fp-blue-button{\nmax-width:100%;\nfont-size:13px;\n}\n\n}\n<\/style>\n\n<div class=\"fp-blue-cta-v2\">\n\n    <div class=\"fp-blue-glow fp-glow-1\"><\/div>\n    <div class=\"fp-blue-glow fp-glow-2\"><\/div>\n\n    <div class=\"fp-blue-inner\">\n\n        <span class=\"fp-blue-badge\">\n            \ud83d\udc8e Flightpoints Pro\n        <\/span>\n\n        <h2>\n            Discover the True Value of Your Points\n        <\/h2>\n\n        <p>\n            Ready to see what your points are really worth?\n            <a href=\"https:\/\/flightpoints.com\/pricing?utm_source=blog&#038;utm_medium=internal&#038;utm_campaign=pricing\" target=\"_blank\" rel=\"noopener\">\n                Get Flightpoints Pro\n            <\/a>\n            and find the cheapest award seat across every program in seconds.\n        <\/p>\n\n        <a href=\"https:\/\/flightpoints.com\/pricing?utm_source=blog&#038;utm_medium=internal&#038;utm_campaign=pricing\" target=\"_blank\" rel=\"noopener\" class=\"fp-blue-button\">\n            Get Flightpoints Pro\n        <\/a>\n\n    <\/div>\n\n<\/div>\n\n\n\n<h2 id=\"fa-qs\" class=\"wp-block-heading\"><strong>FAQs<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"q-do-chase-ultimate-rewards-points-expire\"><strong>Q. Do Chase Ultimate Rewards points expire?<\/strong><br>A: No. Chase states that Ultimate Rewards points do not expire as long as your credit card account remains open. There is also no standard expiration triggered simply by leaving your points unused.<br>However, points can still be forfeited under certain account-related circumstances, so no expiration date does not mean the balance is permanently protected.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"q-does-chase-points-expiration-happen-because-of-inactivity\"><strong>Q. Does Chase points expiration happen because of inactivity?<\/strong><br>A: No. Chase specifically says inactivity does not cause your Ultimate Rewards points to disappear. You do not need to redeem points periodically just to prevent an inactivity expiration.<br>Account closure or other changes to your account status can create different consequences.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"q-do-i-lose-chase-points-if-i-close-my-credit-card\"><strong>Q. Do I lose Chase points if I close my credit card?<\/strong><br>A: You may. Chase&#8217;s current guidance says closing an account before redeeming or transferring your rewards can result in losing unused points.<br>For certain ordinary closures, the applicable rewards agreement provides at least 30 days to use the points. Different rules apply when an account is closed for reasons such as misuse or fraud.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"q-can-i-move-chase-points-to-another-chase-card\"><strong>Q. Can I move Chase points to another Chase card?<\/strong><br>A: Eligible Ultimate Rewards points can generally be moved between qualifying Chase accounts according to the program&#8217;s rules. This can be useful when you want to close one card while keeping your points within the Chase ecosystem.<br>Check your specific card&#8217;s current terms and Chase account options before moving or closing anything.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"q-should-i-transfer-chase-points-before-closing-my-card\"><strong>Q. Should I transfer Chase points before closing my card?<\/strong><br>A: If closing your last relevant Chase account could put your points at risk, you should review your redemption and transfer options before closure.<br>For travel transfers, search for award availability first. Flightpoints can help compare award flights across multiple loyalty programs before you move your Chase points.<\/p>\n","protected":false},"excerpt":{"rendered":"TL;DR Introduction You have been building a Chase points balance, but now you are wondering whether those points&hellip;","protected":false},"author":1,"featured_media":4284,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","footnotes":""},"categories":[22,316],"tags":[122,526,16,154],"class_list":["post-4277","post","type-post","status-publish","format-standard","has-post-thumbnail","category-award-travel-basics","category-credit-card-points","tag-award-flight-search","tag-chase-ultimate-rewards-points","tag-flightpoints","tag-points","cs-entry"],"_links":{"self":[{"href":"https:\/\/flightpoints.com\/blogs\/wp-json\/wp\/v2\/posts\/4277","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/flightpoints.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/flightpoints.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/flightpoints.com\/blogs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/flightpoints.com\/blogs\/wp-json\/wp\/v2\/comments?post=4277"}],"version-history":[{"count":3,"href":"https:\/\/flightpoints.com\/blogs\/wp-json\/wp\/v2\/posts\/4277\/revisions"}],"predecessor-version":[{"id":4293,"href":"https:\/\/flightpoints.com\/blogs\/wp-json\/wp\/v2\/posts\/4277\/revisions\/4293"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/flightpoints.com\/blogs\/wp-json\/wp\/v2\/media\/4284"}],"wp:attachment":[{"href":"https:\/\/flightpoints.com\/blogs\/wp-json\/wp\/v2\/media?parent=4277"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/flightpoints.com\/blogs\/wp-json\/wp\/v2\/categories?post=4277"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/flightpoints.com\/blogs\/wp-json\/wp\/v2\/tags?post=4277"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}